Disclaimer: This information presented here is made available for educational purposes only as well as to give you general information and a general understanding of the law, not to provide legal advice. By reading it, you understand that there is no attorney-client relationship created between you and the authors.  You should not act upon this information without seeking advice from a lawyer licensed in your own state or jurisdiction. The article should not be used as a substitute for competent legal advice from a licensed professional attorney in your state or jurisdiction.  Your use of the article is at your own risk. The materials may not reflect the most current legal developments, verdicts or settlements. These materials may be changed, improved, or updated without notice. The authors are not responsible for any errors or omissions in the content of this article or for damages arising from the use or performance of this site under any circumstances.