Calendar ALL LTD Deadlines

Eleven Ways to Assure the Success of a Disability Claim, Understand ERISA, Avoid Long Term Disability Denials, and Beat Insurers Like UNUM Calendar the dates and deadlines contained in the summaryplan description.Dates and deadlines relating to long term disability denials and long term disabilityterminations for things such as the submission of medical information or in […]

Reviewing Your LTD Policy

Eleven Ways to Assure the Success of a Disability Claim, Understand ERISA, Avoid Long Term Disability Denials, and Beat Insurers Like UNUM Read and understand the summary plan description or policy for your long termdisability benefits.If the employer is the sponsor of a long term disability plan, or if the plan is “self-funded,” you have […]

ERISA Insurers Acting Badly

Eleven Ways to Assure the Success of a Disability Claim, Understand ERISA, Avoid Long Term Disability Denials, and Beat Insurers Like UNUM Many of the leading disability insurance companies have engaged in systematicstrategies to deny valid applications (“claims”) by policyholders for disability benefits,resulting in unfair long term disability terminations and denials. 1 Aided by a […]

ERISA Governed LTD Claims

Long Term Disability Denial and Long Term Disability Termination Basics Is Your Claim Subject To ERISA Law? If you have received a long term disability denial or a long term disability termination of yourbenefits, it is important to understand that the claim is likely subject to a federal law known asERISA. As applied to long […]